It really depends on your "chief complaint" – that is, why you want to see an eye care professional in the first place. If you want to book an annual eye exam, or wear glasses and think you may need your prescription updated, then you would book a routine eye exam, which your vision plan would cover. However, if you also have a medical problem, such as itchy, dry, burning eyes, then that would NOT be covered by your vision plan. We would file a medical claim for treatment of any medical problem.
A routine eye exam involves a series of different tests and usually produces a diagnosis of nearsightedness, farsightedness, astigmatism or presbyopia, along with a prescription for corrective eyeglasses or contact lenses, if required.
If you don't have a vision plan, you must pay for your routine eye exam out of pocket at the time of the exam.